A Credit card is a must have commodity in today’s world. One can hardly buy without one and businesses over the whole world are accepts credit cards as one way of payment.
Having a credit card that gives you cash back is not only convenient, but rewarding.
We will be walking you through some amazing cash back credit cards you must have in 2023.
best cash back credit cards for 2023.
What is a cash back credit card, you may ask?
It is a credit card which allows you to earn money as you use it to spend.It sorts of give a percentage of what you spend on the card back to you. Some gives you points as you use the card. Cash back credit cards will be helpful and beneficial to you if you are able to pay of the balance of the card in full each month and also don’t spend outside of the limit.
Now that we know what a cash back credit card is, let us now look at the best cash back credit cards in 2023.
Chase Freedom Flex℠
If you are looking for cash back credit card which can cater for almost all of your spending needs, then the Chase Freedom Flex card is the one to go for.
It gives you the freedom to spend without being bothered about “over inflated price tag”.
This card has a zero annual fee and also boast of a “pumped-up earnings structure”.
It cover most expenses like travel, drugstores, and dinning plus rotations bonus.
When properly activated, the rotating quarterly categories can earn you 5% rewards and you can even get a combined quarterly maximum of $1,500.
Other important details of the card “earning $200 bonus after you spent $500 on purchases”.
These are benefits one stand to get within the first 3 months from when the account was opened.
There is that of a 5% on “travel purchased through Chase Ultimate Rewards®”.
Wells Fargo Active Cash® Card
This cash back credit card comes with a zero annual fee. There is a chance for one to earn “$200 cash back rewards bonus whenever you spend $1000 in purchases within the first three months”.
There is this additional benefit which is an unlimited 2% cash rewards on purchases.
The Wells Fargo Active Cash card also gives you a variable APR which will be 19.49%, 24.49% or 29.49%.
Balance transfers made within 120 days from account opening qualifies you for the intro rate and fee.
Capital One SavorOne Cash Rewards Credit Card
This card just the others before it gives a zero annual fee. There is that opportunity to earn an Unlimited 3% Cash Back on the following expenses: Dining, Entertainment, Popular Streaming Services & at Grocery Stores.
As indicated earlier,you get a 0% introductory APR for the first 15 months after your account has been opened.your After your first 15 months, your APR will be 19.24%, 25.24% or 29.24% and this is based on your creditworthiness.
It is worthy to noted that the APR will vary with the market based on the Prime Rate.
Discover it® Cash Back
Citi Custom Cash℠ Card.
Apply for this card through this link.