Best cash back credit cards for 2023.

best cash back credit cards in 2023

A Credit card is a must have commodity in today’s world. One can hardly buy without one and businesses over the whole world are accepts credit cards as one way of payment.

Having a credit card that gives you cash back is not only convenient, but rewarding.

We will be walking you through some amazing cash back credit cards you must have in 2023.


best cash back credit cards for 2023.

What is a cash back credit card, you may ask?

It is a credit card which allows you to earn money as you use it to spend.It sorts of give a percentage of what you spend on the card back to you. Some gives you points as you use the card. Cash back credit cards will be helpful and beneficial to you if  you are able to pay of the balance of the card in full each month and also don’t spend outside of the limit.

Now that we know what a cash back credit card is, let us now look at the best cash back credit cards in 2023.

Also read:

4 best personal loans you must go for in 2023.

Chase Freedom Flex℠

If you are looking for cash back credit card which can cater for almost all of your spending needs, then the Chase Freedom Flex card is the one to go for.

It gives you the freedom to spend without being bothered about “over inflated price tag”.

This card has a zero annual fee and also boast of a “pumped-up earnings structure”.

It cover most expenses like travel, drugstores, and dinning plus rotations bonus.

When properly activated, the rotating quarterly categories can earn you 5% rewards and you can even get a combined quarterly maximum of $1,500.

Other important details of the card “earning $200 bonus after you spent $500 on purchases”.

These are benefits one stand to get within the first 3 months from when the account was opened.

There is that of a  5% on “travel purchased through Chase Ultimate Rewards®”.

Wells Fargo Active Cash® Card

This cash back credit card comes with a zero annual fee. There is a chance for one to earn “$200 cash back rewards bonus whenever you spend $1000 in purchases within the first three months”.

There is this additional  benefit which is an unlimited 2% cash rewards on purchases.

The Wells Fargo Active Cash card also gives  you a  variable APR which will be  19.49%, 24.49% or 29.49%.

Balance transfers made within 120 days from account opening qualifies you for the intro rate and fee.

Capital One SavorOne Cash Rewards Credit Card

This card just the others before it gives a  zero annual fee. There is that opportunity to earn an Unlimited 3% Cash Back on  the following expenses: Dining, Entertainment, Popular Streaming Services & at Grocery Stores.

As indicated earlier,you get a 0% introductory APR for the first 15 months after your account has been opened.your After your first 15 months, your APR will be 19.24%, 25.24% or 29.24% and this is based on your creditworthiness.

It is worthy to noted that the APR will vary with the market based on the Prime Rate.

You  can apply for this card through this link.

Discover it® Cash Back

5 best cash back credit cards for 2023.

The  interesting thing about the Discover it cash back card is that it gives you the chance to Earn “5% cash back on everyday purchases at different places each quarter”.
 Some of the purchases  that you can earn that 5% on include “,grocery stores, gas stations, restaurants” up to the quarterly maximum after you activate it.
That is not all,there is this additional chance to earn an unlimited 1% cash back on all other purchases – automatically.
With discover it, $1 Cash Back = $1 to Redeem.
Discover it says: You must remember that you “earn cash back you can spend, NOT points”.
We recap this part that with discover it “every $1 you earn is worth $1 when you redeem”.
The other important part  from “Discover it” is that , there is a 3% Intro Balance Transfer Fee until June 10, 2023
You can apply  for this card through this link.

Citi Custom Cash℠ Card.

 Citi Custom card  gives you the chance to earn $200 cash back when you “spend $1,500 on purchases within the first 6 months of account opening”.
That is not all, you also get the benefits of a “low intro APR for 15 months” on  your purchases and balance transfers.  The other part too is  that there is No annual fee too.

Apply for this card through this link.

5 best cash back credit cards for 2023.

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